EXPAT GUIDE
Retire in Ecuador
The cost of living in the sun
Living in the sun in Ecuador is highly affordable compared to North American or European beach destinations, utilizing the U.S. dollar as local currency. Live Better for Less!
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What could life on the coast cost?
A starting point for exploring your options.
Rent
Fully furnished ocean-view condo rentals generally start from $450 to $800 per month on the low side.
Real Estate
Property purchase entry points are lower than regional competitors.
Average 2026 property prices span between $1,200 and $1,600 per square meter, like a two-bedroom condo on the beach can start around $95,000 to $105,000.
Utilities and Groceries
Basic utilities like electricity, water, and garbage average roughly $38/mo., with high-speed fiber internet adding about $28/mo. Fresh local seafood lunches cost under $10.
Everyday life, made easier.
The practical details to consider before making your move
Safety
While safety in coastal Ecuador varies, many areas remain relatively safe for expats. Violent crime targeting foreign retirees is uncommon though basic precautions against opportunistic petty theft are necessary
Walkability
Residents easily live without a personal vehicle. Modern grocery stores, local artisan markets, pharmacies, and seafood restaurants are entirely manageable on foot. Local city buses cost just 30 cents.
Health Care
Offers both private and state-sponsored healthcare. Healthcare facilities in Ecuador compare favorably to those in North America. A visit to a private doctor can cost $50 and even specialists are affordable
Bring Your Pets
Regulations regarding your pet care are reasonable and many expats bring their pets with them.
Furnishings
Leave the cost of bringing your furniture behind. Most accommodations are furnished and there are wonderful places to buy artisan pieces.
Visas
Obtaining a visa in Ecuador is relatively easy and painless. Start with the 2-year visa and move on to a permanent visa thereafter. There are a lot of resources in the country to help you. Here is just one: gringovisas.com.
Discounts for Seniors
There are lots of discounts for seniors. You can get reimbursement for much of the sales tax (IVA) that you pay in Ecuador and 50% off your airfare when traveling. You can be exempt from paying some national and municipal taxes and you'll get a 50% discount on most utilities. Learn more here.
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Salinas, Ecuador
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